Corporate Controller

Zippy was founded with one mission: to make getting a loan for a manufactured home simple, fast, and fully online. We believe modern manufactured homes are affordable, well-built, eco-friendly, and stylish, but finding a lender who understands this market can be challenging. That’s why Zippy focuses exclusively on manufactured home loans, offering a seamless, digital experience.

Headquartered in Dallas, TX, with an office in Tempe, AZ, Zippy provides home loans and insurance to manufactured home buyers throughout the United States. Our remote-first team is spread across cities like Dallas, Houston, Knoxville, Omaha, Philadelphia, Phoenix, and several other states and cities. Backed by institutional investors, we offer competitive pay, stock options, and excellent benefits. At Zippy, we pride ourselves on our commitment to finance happiness through the power of home. We are dedicated to enhancing consumers' financial outcomes and tackling the affordable housing crisis through cutting-edge technology and innovative solutions.

We’re looking for a hands-on Corporate Controller to lead and scale our accounting operations while serving as a key partner in strategic financial decision-making. Reporting directly to our Finance leader, this role is ideal for a CPA with lending or servicing experience who thrives in dynamic, fast-growth environments - equally comfortable in the weeds of the general ledger and at the table for strategic planning.

You will own the integrity of our financial reporting, oversee the close process, and build a best-in-class control environment. In parallel, you'll work closely with our FP&A and leadership teams on forecasting, budgeting, capital markets readiness, and investor reporting. In addition, you will partner heavily with our Director of Loan Accounting who oversees loan-level accounting. This role also plays a central part in enabling SOC 1 compliance and building the accounting infrastructure to support our national expansion and complex capital structures.

Key Responsibilities

Corporate Accounting & Reporting

• Own all corporate accounting operations, including GL, revenue recognition, cost allocation, and partner with our Director of Loan Accounting on loan-level accounting.
• Lead monthly, quarterly, and annual close processes with speed, accuracy, and rigor.
• Prepare GAAP-compliant financial statements with supporting schedules, reconciliations, and audit-ready documentation.
• Manage external audit relationships and oversee annual financial statement audits.
• Develop internal dashboards and executive reporting packages to drive insights for senior leadership, board members, and capital partners.
• Drive cross-functional alignment with FP&A on forecasting, planning, and variance analysis.

Strategic Finance & FP&A Partnership

• Serve as the right hand to the Finance leader in strategic finance initiatives.
• Collaborate on corporate budgeting, scenario modeling, and long-range financial planning.
• Support financial analyses to guide decision-making on growth strategy, capital allocation, and investor readiness.
• Partner on investor presentations, board materials, and capital markets transactions including forward flow, securitizations, or other structured finance instruments.

Internal Controls & SOC 1 Compliance

• Design and implement robust internal controls aligned with SOC 1 and institutional-grade compliance standards.
• Maintain up-to-date accounting policies, procedures, and documentation.
• Proactively identify risk areas or control gaps and drive remediation with cross-functional teams.
• Collaborate with Product and Engineering to operationalize compliance workflows within platform infrastructure.

Lending-Focused Financial Oversight

• Oversee accounting treatment for loan originations, servicing, fee structures, reserves, and recoveries.
• Manage warehouse lending operations including draw reconciliations, interest tracking, and collateral reporting.
• Partner with Risk and Servicing to ensure end-to-end financial data integrity across delinquency and recovery workflows.
• Build reporting capabilities that support securitization, forward flow diligence, and institutional investor requirements.

Systems Implementation & Scalability

• Lead accounting system upgrades and drive implementation of ERP platforms (e.g., NetSuite).
• Build scalable workflows that support geographic expansion and increasing product complexity.
• Identify and execute automation opportunities to improve reconciliation, close processes, and reporting timelines.
• Ensure accounting infrastructure can support a growing national footprint and capital structure innovation.

Required Qualifications

• Bachelor’s or Master’s degree in Accounting, Finance, or related field.
• 10+ years of progressive accounting leadership experience, including prior tenure as a Controller or Assistant Controller.
• Active CPA license with a strong foundation in U.S. GAAP, including ASC 310, ASC 860-60, and other standards relevant to lending and financial instruments.
• Deep experience with internal controls and SOC 1 readiness.
• Proven track record leading ERP or accounting system implementations.
• High proficiency in Excel (pivot tables, lookups, financial modeling).
• Clear communicator with executive presence and collaborative style.
• Prior experience in consumer lending (auto, mortgage, or specialty finance) and loan servicing.
• A builder mindset: thrives in ambiguity, operates with ownership, and can toggle between strategy and execution.

Preferred Qualifications

• Exposure to chattel lending, warehouse lending, securitizations, or forward flow capital markets structures.
• Familiarity with systems such as QuickBooks Online, NetSuite, FICS, Salesforce, and modern BI/reporting tools.
• Experience in VC- or PE-backed high-growth environments.

Important Applicant Information

• While many of our interviews are conducted virtually, all applicants should be prepared to potentially meet in person as part of the process.
• As a participating employer, we will use E-Verify to confirm employment eligibility.
• Please note that we are currently only hiring candidates who reside in the following states: Arizona, Connecticut, Florida, Georgia, Illinois, Indiana, Louisiana, Maryland, Michigan, Missouri, Montana, Nebraska, Nevada, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, and Wisconsin. Applicants that do not reside in the bolded states will be rejected.

Total Rewards

At Zippy, we're passionate about creating a workplace where people love to work. We put a lot of heart into building and nurturing a company culture that not only supports our team but also inspires them to do their best work.

Our benefits and perks are always evolving, but here’s what we offer right now:

• Competitive Compensation: We offer a competitive salary with the potential for annual bonuses and variable pay, depending on your skills and experience.
• Equity for All: As a part of our commitment to shared success, all employees receive equity in the company, allowing you to share in the growth and achievements of Zippy.
• Remote Work: Enjoy the flexibility of working from home in a dynamic, remote-first environment.
• Comprehensive Health Coverage: We provide medical, dental, and vision insurance, along with company-subsidized benefits like STD, LTD, and life insurance for you and your family.
• Flexible Spending Accounts: Take advantage of medical & dependent care FSAs to help manage your expenses.
• Training & Licensing Support: We invest in your professional growth with resources for training and licensing.
• Paid Time Off: We offer generous PTO—and we encourage you to use it!
• Wellbeing Programs: Access a variety of wellbeing resources, including Headspace, Gympass+, Fetch, Spring Health, SoFi, Perkspot, Ladder, and more through our Sequoia Wellbeing Programs.
• Parental Leave: We provide paid parental leave to support you and your growing family.
• No Meeting Wednesdays: Enjoy a mid-week break from meetings to focus and recharge.
• Vibrant Slack Community: Engage with colleagues in our lively remote Slack community, featuring fun channels that connect people around shared interests like travel, pets, sports, food, and more.
• Career Growth: We believe in promoting from within, offering you opportunities to grow your career with us.

Beyond the tangible benefits:

• Core Values: At the heart of everything we do are our core values: Lead with Passion, Own It, Build a Better Way, Results Driven, and The Golden Rule. These values guide our decisions, shape our culture, and inspire us to achieve our best every day.
• Join a Growing Team: Be part of a dynamic team at a pivotal moment in Zippy’s growth, where every contribution makes a significant impact.
• Innovative Work: Collaborate with sharp, passionate teammates to tackle unique challenges in the Manufactured Housing market, positioning our product as a top-tier lending solution.
• Supportive Culture: You’ll be welcomed into a collaborative environment that fosters camaraderie, respect, and a deep sense of belonging.
• Diversity & Inclusion: We’re committed to empowering a diverse and inclusive workforce, celebrating our differences, and ensuring everyone feels safe to bring their whole selves to work.
• Inspirational Leadership: Work alongside leaders who are not only approachable but also dedicated to providing guidance, mentorship, and support to help you succeed.
• Meaningful Impact: Be part of a mission-driven team that’s making housing more affordable for everyone, helping prospective buyers secure fast and simple online loans to purchase manufactured homes. By joining Zippy you will help improve the lives of over 22 million Americans who live in manufactured homes today.

Zippy is an equal opportunity employer that is committed to diversity and inclusion. We do not discriminate based on race, color, national origin, religion, gender, gender expression, sexual orientation, age, veteran status, disability status, or marital status. If you are excited about the role but do not meet 100% of the qualifications listed above, we encourage you to apply. Nothing in this job posting should be construed as an offer or guarantee of employment.

Compensation Range: $155K - $165K