Senior Credit Analyst - Wholesale Credit

What You Can Expect

As a Senior Credit Analyst - Wholesale in Houston, you will report to Credit Advisor - Wholesales and perform credit analysis, collateral management, and other credit related functions.

• Perform credit reviews by analyzing and interpreting financial statements, rating agencies' ratings and scores for the purpose of establishing, maintaining, or denying credit
• Function as an interface to various commercial and front office teams to provide credit risk guidance and service through a consistent and ongoing basis
• Continually review and monitor counterparties creditworthiness and implement necessary collateral enhancements to mitigate credit risks
• Manage credit support (guaranties, letters of credit, or cash deposits) with counterparties
• Research credit events and stay informed of current industry news and events
• Assist with communication of credit department policies, guidelines, training, etc. to ENGIE personnel
• Demonstrate strong attention to detail and accuracy
• Demonstrate ability to work well with others inside and outside of ENGIE Energy Marketing, North America
• Lead other special projects in support of the wholesale credit function
• Acts as a team member with all employees of ENGIE ENERGY Marketing staff
• Comply with all ENGIE Energy Marketing policies and procedures
• Act in compliance with ENGIE Credit Policies and Credit Department best practices and procedures

What You'll Bring

• Bachelor's Degree in which you completed courses in accounting, finance, economics or related field
• A minimum 5 years of Credit Risk Management experience
• Experience with Standard & Poor (S&P) Capital IQ, Moody's and Fitch
• Able to multi-task and prioritize various commercial requests.
• Excellent knowledge of Excel and other MS Office suite products
• Strict attention to detail with strong analytical and problem-solving skills.
• Knowledge of master agreements including North American Energy Standards Board (NAESBs), International Swaps and Derivates Association (ISDAs), Edison Electric Institute (EEIs), Power Purchase Agreements (PPAs), etc.
• Understanding of exposure calculations (Mark to Market - MTM, Potential Future Exposure - PFE), trading instruments, and hedging strategies.
• Ability to meet highest attendance requirements
• Ability to manage multiple assignments on a timely basis with a high degree of accuracy
• Ability to use company computer, calculator, etc.
• Excellent verbal and written communication skills
• Excellent knowledge of Excel and other MS Office suite products

Additional Details

• This role is eligible for our hybrid work policy; three days a week in the office
• Must be willing and able to comply with all ENGIE ethics and safety policies;

Compensation

Salary Range: $86,100 - $132,020 USD annually

This represents the average expected pay range for a qualified candidate.

ENGIE complies with all federal, state, and local minimum wage laws. Actual salary offered may vary depending on geography, experience, education, internal pay alignment, or other bona fide factors.

In addition to base pay, this position is eligible for a competitive bonus / incentive plan.

Your Talent Acquisition Partner can share more specific information regarding the benefits or the salary for the position based on the work location

At ENGIE, we take your well-being seriously. Our comprehensive benefits package includes options for medical, dental, vision, life insurance, employer-paid short-term and long-term disability insurance, ESPP, generous paid time off including wellness days, holidays and leave programs. We also help you plan for retirement by offering a 401(k) Retirement Savings Plan with a company match. But that's not all - we're dedicated to the health and happiness of your entire family, offering supplemental benefits for full time employees that enhance emotional and physical well-being through all stages of life from family forming to caregiver benefits. Explore our benefits package to see how we can support you. Learn more .

Why ENGIE?

ENGIE North America isn't just participating in the Zero-Carbon Transition, we're leading it! Join us as we develop energy that is renewable, efficient, and accessible to everyone.

At ENGIE, our goal is to support, promote, and thrive on diversity, equity, and inclusion. We do so for the benefit of our employees, customers, products and services, and community. ENGIE is proud to be an equal opportunity workplace, and we are firmly committed to creating an equitable and inclusive environment for all employees.

We are committed to providing employees with a work environment free of discrimination and harassment. All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.

If you need assistance with this application or a reasonable accommodation due to a disability, you may contact us at [email protected]. This email address is reserved for individuals with disabilities in need of assistance and is not a means of inquiry regarding positions or application status.

We value internal mobility and will offer sponsorship for this role to internal candidates only.

The safety of our employees is our number one priority. All employees at ENGIE have both a duty and the authority to STOP WORK if unsafe acts are observed.

Business Unit: GEMS

Division: GEMS - BP AMERICAS

Legal Entity: ENGIE ENERGY MARKETING NA, INC.

Professional Experience: Skilled ( >3 experience <15 years)

Education Level: Bachelor's Degree

Company Name: ENGIE North America