BSA Investigator

BASIC FUNCTION SUMMARY:

The BSA Investigator I monitors compliance with the Bank Secrecy Act (BSA), USA PATRIOT Act, and Anti-Money Laundering (AML) laws and regulations by investigating suspicious financial activity, monitoring high-risk accounts, and ensuring compliance with internal policies. The incumbent will work closely with the BSA Officer, BSA staff, branch personnel, and other departments within the bank. Additionally, they may collaborate with law enforcement agencies and regulatory bodies as needed.

The following duties are not intended to serve as a comprehensive list of all duties required in this position. This is intended to provide a representative summary of the major duties and responsibilities. This role may not be required to perform all duties listed and may be required to perform additional duties as requested.

ESSENTIAL FUNCTIONS: Duties, Skills, Responsibilities and Expectations:

· Conduct investigations on suspicious transactions and high-risk customers/accounts in coordination with Bank operations.

· Monitor compliance with BSA, USA Patriot Act, and AML regulations.

· Analyze and document BSA/AML case findings in the case management system, ensuring accuracy and completeness.

· Communicate investigation results and escalate concerns to the BSA Officer, as necessary.

· Assist in developing and maintaining BSA investigation procedures to improve monitoring and compliance efforts.

· Stay current with regulatory requirements and industry best practices to enhance investigative effectiveness.

· Provide recommendations to senior management and the BSA Officer on risk mitigation strategies.

· Undertake additional tasks assigned to support departmental functions.

· Must comply with all bank policies and procedures that are job related and/or consistent with business necessity.

MINIMUM REQUIREMENTS:

· Proficient in computer (Word and Excel) and general office skills

· High-level professionalism and ability to maintain customer confidentiality.

· High attention to detail and accuracy.

· Excellent organizational and prioritizing skills

· Excellent verbal & written communication skills.

· Ability to read and understand banking regulations, policies, and procedures.

· Interpersonal skills including courtesy, tact, and diplomacy as giving and obtaining information may require discussion of a sensitive or personal nature.

Required Education & Training:

· High School Diploma

· Minimum one-year BSA department/role experience

· Three (3) years in a banking role

Preferred Education & Training: · Bachelor's degree in business, finance, or Criminal Justice· CAMS or CAFP Certification· Verafin Anti-Money Laundering software experience

WORKING CONDITIONS:

· On-site

· Air-conditioned office environment

· Business Casual

PHYSICAL DEMANDS:

· Alternating sitting or standing at will as needed

· Walk, stand, bend, squat, twisting and reaching.

· Consistently operate a computer and other productivity equipment through method of both Fine and Gross Manipulation

· Ability to perceive sound in the capacity of oral communication

We are an Equal Opportunity Employer!

Clear Fork Bank is an affirmative action and equal opportunity employer and maintains a work environment that is free from discrimination where employees are treated with dignity and respect. Employment at Clear Fork Bank is based solely on an individual's merit and qualifications, which are directly related to job competence. Clear Fork Bank does not discriminate against any employee or job applicant on the basis of race, ethnicity, nationality, ancestry, genetic information, citizenship, religion, age, gender, gender identity/expression, sexual orientation, pregnancy, marital status, disability, or any other characteristic protected by applicable laws, rules, or regulations. Clear Fork Bank is committed to providing access and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. We adhere to these principles in all aspects of employment, including recruiting, hiring, training, compensation, promotion, and benefits. Clear Fork Bank is a registered E-Verify employer committed to compliance with all fair employment practices related to citizenship and immigration status. Clear Fork Bank is unable to provide temporary worker visa sponsorship.

Job Type: Full-time

Expected hours: 40 per week

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Parental leave
• Relocation assistance
• Vision insurance

Application Question(s):

• This role is an in person - onsite role.

Experience:

• Bank Secrecy Act: 1 year (Required)
• Banking: 3 years (Required)

Ability to Commute:

• Abilene, TX 79601 (Required)

Work Location: In person