Credit Underwriter I/II - Portfolio Management/Asset Based Finance

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This job is responsible for analyzing and interpreting a client's credit worthiness, evaluating credit risks, and writing credit approval memos. Key responsibilities include analyzing qualitative and quantitative data such as client's financials, projections, industry data, covenant compliance, and collateral appraisals to ensure compliance with the bank's risk appetite. Job expectations include completing regular monitoring and underwriting tasks and supporting key internal stakeholders.

This position can be filled as a Credit Underwriter I or II based on experience.

Responsibilities:

• Analyzes client's financial performance by comparing it to past performance, projections.
• Reviews financial statements, assesses the client's compliance with financial covenants, and renews risk ratings, while recommending changes as warranted
• Assists in the underwriting and credit risk analysis for , client transactions, while adhering to all relevant policies and procedures
• Evaluates transaction and relationship risk-adjusted profitability to facilitate the allocation of capital

Required Qualifications:

• 3+ yrs of experience in Asset Based Lending, Commercial/Corporate credit or relationship management, leveraged finance, loan syndications, or restructuring/workout
• Strong credit, financial analysis and modeling skills
• Proficient in Word, Excel, and PowerPoint

Desired Qualifications:

• Bachelor's degree in Accounting and/or Finance
• Completion of a formal bank credit training program

Skills:

• Analytical Thinking
• Financial Analysis
• Profitability Analysis
• Research Analysis
• Attention to Detail
• Business Acumen
• Credit and Risk Assessment
• Underwriting
• Written Communications
• Collaboration
• Critical Thinking
• Portfolio Analysis
• Prioritization
• Technical Documentation

Shift:

1st shift (United States of America)

Hours Per Week:

40