VP Loan Operations Officer - To $100K - Houston, TX - Job # 3641

VP Loan Operations Officer – To $100K – Houston, TX – Job # 3641

Who We Are

The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

The Position

Our bank client is seeking to fill a VP Loan Operations Officer role in the Houston, TX area. The selected candidate will be responsible for managing loan processing, preparation of loan documentation, lending files, collateral maintenance, records, reports and loan compliance. Interacts with lending officers, credit department employees and clients, resolves problems, manages staff and ensures efficient department operation. Individual should be knowledgeable in both commercial and consumer loans, complex real estate transactions as well as Small Business Administration (SBA) products and operational management.

This position offers a competitive salary of up to $100K and a full benefits package. (This is not a remote position)

VP Loan Operations Officer responsibilities include:

• Manages and staffs loan operations.
• Trains/coaches loan operations for efficiency and accuracy with loan documentation and/or process.
• Manages the workflow of the department, streamlining processes and implementing procedures for efficiency, compliance and customer service.
• Prepares and processes SBA loans sales; however, will be involved with a wide range of commercial loan types including, but not limited to, commercial real estate, multi-family, lines of credit, letters of credit, participations, SBA, 504 and USDA.
• Reviews loan application for SBA loan sales eligibility, processes SBA fee and assists loan servicing with monitoring of SBA loans.
• Provides advice and completes documentation for complex loan agreements and other loan types such as SBA or USDA loans.
• Oversees and maintains loan document programs to ensure loan documents are accurate and in compliance with regulatory requirements.
• Reviews commercial documentation requests to ensure Bank policy and procedures will be followed and ensures proper approval is in hand prior to documenting loan.
• Obtains all insurance as appropriate, inclusive of flood determination and insurance when required.
• Quality Assurance of all loans uploaded. This includes reviewing loans for legal completeness, including proper documentation and proper filing with the various credit recording agencies including UCC filings, Mortgage filings, insurance filings, etc., as well as balance, rate, term and loan participations.
• Prepares and maintains commercial loan credit and collateral files online and hard copy according to specific loan requirements and bank policy.
• Maintains current working knowledge of lending compliance regulations, and legal lending requirements.
• Adheres to all Bank and compliance policies and procedures.
• Maintains procedures either independently or under direction of management.
• Works closely with all parties to resolve any issues and ensure a successful loan closing including engagement of bank counsel when necessary.
• Performs necessary internal audits of process such as life insurance policies – collateral log audit.
• Prepares monthly loan reports for lenders and management.
• Problem Resolution – Assists lenders in resolving issues related to loan documentation.
• Identifies and recommends new methods and procedures or revisions to existing procedures which will streamline processes or resolve problems and ensure customer satisfaction.
• System Updates. This includes preparing and updating all procedures related to loans and updating the computer system for changes in procedures.
• • Prepares and/or maintains items necessary for both internal and external audits.
• Completes special projects assigned by Management.
• Participates in at least one CRA event yearly.
• Performs other related duties as assigned by management.

Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

• Bachelor’s degree (BA) or equivalent from a 4-year college or university.
• Subject matter expert in all areas of loan processing and loan documentation.
• Demonstrate proficiency with traditional application software programs (spreadsheet, word processing, database, and scheduling) to perform daily tasks.
• Proven ability to lead, coach, and develop team members.
• Experience writing and delivering performance reviews.
• Proven ability to apply critical thinking and problem-solving skills.
• Effective, professional written and verbal communication.

The next step is yours. Email us your current resume along with the position you are considering to:

[email protected]