Risk, Credit Risk, Corporate Real Estate, Vice President

Credit Risk - Corporate Credit Risk - Vice President, Dallas

Divisional Overview

The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, and operational risk. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm's success. The division is ideal for collaborative individuals who have strong ethics and attention to detail.

Credit Risk (CR) is responsible for managing the firm's credit exposure to its lending and derivatives counterparties. Leveraging its extensive expertise in financial, credit, and risk analysis, CR ensures that credit exposure to our counterparties is managed within the firm's risk appetite. Staffed with more than 300 professionals, CR operates through 11 different offices around the world and credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue, allow for a challenging, varied, and multi-dimensional work environment.

Responsibilities

• Sector Focus: Corporate Real Estate (REITs/REOCs)
• Assess the credit and financial strength of the firm's corporate real estate borrowers and counterparties by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
• Review and approve loan transactions, determine internal credit ratings, regulatory risk ratings, and overall risk appetite
• Analyze the risks inherent in the products GS transacts, including loans, derivatives, and equity products
• Analyze the credit implications on corporate clients of various financial transactions including debt, equity and hybrid offerings, mergers and acquisitions, restructurings, and share repurchases
• Coordinate with Global Banking & Markets, Legal, Operations, and Compliance departments to approve derivatives business and ensure appropriate documentation, limits, and risk mitigants
• Perform portfolio analysis regularly in order to assess concentrations and industry trends
• Monitor, manage, and report on exposures at a counterparty, product, and portfolio level

Basic Qualifications

• Bachelor's degree (or international equivalent)
• Minimum of 6-8 years of credit risk management experience, with a background in corporate credit risk
• Significant experience in investment banking products including loan products and derivatives
• Strong familiarity with regulatory risk rating requirements and application of such guidance
• Strong documentation (loan and/or derivatives), analytical, presentational and communication skills required

Preferred Skills & Experience

• Flexibility, ability to learn quickly
• Strong analytical and communication skills, both oral and written
• Experience in team environment, including to work with colleagues across multiple offices and locations
• Strong organizational skills and the ability to manage multiple assignments concurrently

We Offer Best-In-Class Benefits

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

Holiday & Vacation Policies

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.

Opportunity Overview CORPORATE TITLE Associate OFFICE LOCATION(S) Dallas JOB FUNCTION Credit Risk DIVISION Risk Division