Credit Portfolio Group Manager
:
This position resides in the Citi Risk Management team responsible for the Specialty Partners Group (SPG) portfolio . The successful candidate will be responsible for leading a team focused on acquisition credit policy actions that include credit approval strategies and credit line assignments that will deliver performance aligned with Citi's Risk Appetite Framework. The individual will work closely with the Partner Management, Marketing, Finance, and Operations teams on an expansive set of portfolio objectives to deliver on growth targets for the portfolio. The position will have direct reports, which will require excellent people development skills as well as effective negotiation, coaching / mentoring, and communication skills.
Key responsibilities of this position include:
Developing, testing, and optimizing credit policies including full accountability for implementation of those policies & processes
Manage risk levels for the entire credit spectrum across multiple products and retail formats consistent with program financial objectives
Apply an excellent working knowledge of consumer risk analytics which include scoring and segmentation techniques and their use
Tracking and reporting of all initiatives and reporting performance results, emerging trends and opportunities to senior management
Establish solid cross-functional partnerships and networks to enable execution of cross-functional and business initiatives
Lead and develop a team of risk analysts
Qualifications:
The ideal candidate will have several years of experience in a large, sophisticated credit granting or risk management organization within a major consumer card, financial services, retailing or consulting business. The experience will have been gained in high volume, medium-to high risk environments, where risk assessment, technological sophistication, and data mining techniques are critical to their success. This individual will bring a strong analytical orientation, an appreciation for broad-based risk issues and a familiarity with operations. This person will have a demonstrated record of performance including responsibility for balanced portfolio growth and profitability in a sophisticated, fast-paced consumer credit environment. This experience is complemented by excellent overall business judgment. The candidate understands the short-and long-term profit dynamics for risk in various products and portfolios, as well as the complete consumer finance cycle and regulatory environment.
BA/BS degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics (Master's degree preferred)
7+ years experience in credit card risk management or equivalent training and experience preferably in the financial services industry
Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
Strong communications/presentation skills, capable of interacting effectively with multiple levels
Ability to obtain support and buy-in across a wide range of stakeholders; create a strong network of relationships among peers, internal partners, external constituencies, decision makers and stakeholders
Must be highly organized and able to work in a fast paced environment managing multiple projects and possess strong interpersonal, organizational and analytic skills
Must be able to effectively communicate performance results, performance updates and key initiatives to senior management
-
Job Family Group:
Risk Management-
Job Family:
Credit & Portfolio Risk Management-
Time Type:
Full time-
Primary Location:
Irving Texas United States-
Primary Location Salary Range:
$144,480.00 - $216,720.00-
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("CitiĀ) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .
View the " EEO is the Law " poster. View the EEO is the Law Supplement .
View the EEO Policy Statement .
View the Pay Transparency Posting
Recommended Jobs
Human Resources Specialist w/ Recruiting Support
Company: Rugiet ( Location: Austin, TX (Hybrid) About Rugiet Health: Rugiet Health is a fast-growing, Austin-based direct-to-consumer telemedicine company revolutionizing men's and women's heal…
FARM SPECIALIST - PART TIME
Summary How would you like to work for a 30-year iconic brand that is known worldwide for its commitment to well-being? Imagine an environment where balance, mindfulness, and care aren’t just …
Attorney (Houston)
Job ID#: 37267 Our client is seeking an experienced Personal Injury Attorney to join their team focused on complex, high-stakes cases. The firm handles catastrophic injury, wrongful death, and maj…
Clinical Nurse Coordinator FSED
: Introduction Do you have the career opportunities as a(an) Clinical Nurse Coordinator Freestanding Emergency you want in your current role? We invest in what matters most to nurses like you -…
Chaplain Intern
At Houston Methodist, the Chaplain Intern position is responsible for participating as a part-time or summer student in the Houston Methodist accredited Clinical Pastoral Education (CPE) program which…
AI Engineer (Austin)
fintech / build and design Multi-Agent Systems (LLMs and RAG pipelines) This Jobot Job is hosted by: Katrina McFillin Are you a fit? Easy Apply now by clicking the Apply button and sending us yo…
Backend Django Software Engineer
SchooLinks is a venture-backed ed-tech company that is changing how students explore and pursue their post-high school goals. We have a suite of over 80 tools for students and school staff including …
Business Development Counselor II
: Position Information Posting Title Business Development Counselor II Job Requisition Number COA090427 Position Number 113645 Job Type Full-Time Division Name Dept Of Small Business Resour…
Property Specialist Level I - TS/SCI with FS Poly - San Antonio, TX
Global Dimensions is a HUBZone, service disabled, veteran-owned small business based in Fredericksburg, VA. We are a dynamic, expanding company with exciting opportunities in language/culture, tra…
Division Assistant Early Childhood
About All Saints’ Located on 147 acres in west Fort Worth, All Saints’ Episcopal School is a premier co-educational Age 3 - Grade 12 college-preparatory day school serving approximately 1,260 stude…