Loan Coordinator

Loan Coordinator Location Houston, TX (Greenway - Upper Kirby area) :

About Houston-Galveston Area Council

The Houston-Galveston Area Council is one of the largest regional planning commissions in the country with a diverse service area of 13 counties and more than 7 million people. We are the pulse of our region addressing issues that cross city limits and county lines every single day.

We make decisions that affect our transportation system, ensure the safety and well-being of our seniors, connect people to jobs, help families recover from natural disasters, preserve water quality for our children, and so much more. We work to make the region a great place to live, work, and thrive.

What will I be doing?

ü The Loan Coordinator packages, processes, underwrites, and services loans in the H-GALDC portfolio.

ü Performs intermediate-level underwriting and credit risk analysis for individual loans and the loan portfolio. The coordinator examines loan applications for completeness, accuracy, and validity from origination through closing and utilizes sound underwriting principles to vet loan applications and assign credit risk scores to loans.

ü Helps monitor delinquent loans, performs collections activities, and prepares loan modification or liquidation plans as appropriate.

ü Documents and tracks new loans, extensions, modifications, and liquidations through each required stage, to include updating hard copy files, electronic records, and information maintained in tracking systems.

ü Identifies, requests, and monitors all required documents from lenders and business owners and ensures all documents are up to date and in compliance with regulatory policies, H-GAC procedures, and the terms and conditions of the loan.

ü Performs critical administrative functions, such as processing collateral filings and extensions; resolving rejected payment issues; calculating pre-payment penalties; preparing loan release paperwork, and general tracking and reporting, to name a few.

ü Answers customer questions regarding loans, payments, balances, insurance requirements, and account changes and updates.

Key Qualifications

ü Experience in accounting, commercial lending, underwriting, servicing, and/ or processing loans.

ü Knowledge of underwriting principles, loan process management, and working with loans at risk.

ü Ability to read and understand various financial documents such as credit reports, tax returns, balance sheets, insurance documents, and bank statements.

ü Proficient in Microsoft Office software applications and loan tracking and servicing systems.

Do you have…

ü Bachelor's degree in an applicable academic discipline or related field of study.

ü 3 years of experience working with local government, nonprofit programs, schools, or in job-related duties.

Preferred Qualifications

ü Bachelor's degree in Accounting, Business Administration, Finance, or a related field of study.

ü 5 years of experience in accounting, commercial lending, underwriting, servicing, and/ or processing loans.

H-GAC is an equal opportunity/AA employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, or protected veteran status.