Credit Products Underwriter IV - Healthcare Banking

Req ID: 76968

Location: Dallas -DAL, Fort Worth -FTWT, Tulsa -TUL

Areas of Interest: Commercial Banking, Health Care

Pay Transparency Salary Range: Not Available

Application Deadline: 09/18/2025

BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.

Bonus Type

Formula Based

Summary

Join us as a Credit Product Underwriter IV – Healthcare. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. While leveraging one of the strongest capital bases in the industry, our teams deliver nationally competitive products. BOK Financial provides healthcare expertise in Senior Housing and Care, Hospital and Health Systems, and Medical and Physician Banking.

Job Description

The Credit Products Underwriter IV - Healthcare is primarily responsible for underwriting the most complex financial transactions, including the financing of multiple business endeavors such as: investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, etc. In addition, the Credit Products Underwriter IV - Healthcare is responsible for providing product and industry expertise to the client by designing and executing solutions for the most complex and specialized clients and transactions. The CPU IV will have client-facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. The majority of the CPU IV’s time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide expert counsel and advice. The Credit Products Underwriter IV - Healthcare will partner with the RMs to assist in generating revenue and profitability.

Team Culture

We live the company values in everything we do and act with honor and transparency. We leverage collaborative teamwork when expressing credit concerns and developing solutions for new deals and opportunities. The entire team works hand-in-hand on write-ups.

On the Healthcare Underwriting team you are working in an industry that is always changing. This niche space allows the opportunity for you to become a specialist and understand deals in a way most people do not. The Credit Product Underwriter role provides a solid foundation for opportunities throughout the organization. Underwriters develop into more senior credit professionals or leverage their experience with clients to transition into sales.

How You'll Spend Your Time

• You will prepare very complex financial underwriting on middle market to corporate level Healthcare transactions, which have a significant impact on profits for the lending division. You will lead Syndicated or Club transactions.
• You will craft and deliver final structure and pricing to the Relationship Manager and Credit Concurrence Officer and assume responsibility for all exceptions.
• You will write all commitment reports for your specified loans and participate in loan committee presentations to provide additional information and/or to support conclusions reached in analysis.
• You will participate in joint calling on prospects and clients with the Relationship Managers, interacting with clients frequently, developing solid relationships, and assisting in the development of new business.
• You will manage and lead more junior underwriters and interns including managing the workflow of analysis, covenant compliance testing, and financial statement spreading.

Education & Experience Requirements

This level of knowledge is normally acquired through completion of a Bachelor’s degree and 15+ years of Credit Analysis/Credit products underwriter experience; or 20+ years of equivalent work related experience.

• Extensive accounting & cash flow knowledge, with demonstrated knowledge of intermediate accounting theory
• Succinctly identify the drivers and/or potential threats to cash flow and structuring in order to mitigate that risk, if possible
• Comprehensive working knowledge of rules, regulations and documentation
• Clearly communicate and convey information and ideas through a variety of channels
• Leverage a network of relationships with clients, Relationship Managers, and peers for support in achieving both the individual and organizational goals
• Extensive knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies
• Excellent organizational skills and meticulous work habits
• Strong critical review skills focused on errors and incorrect conclusions
• Ability to complete assignments quickly and efficiently with minimal direction
• Proactive communication skills
• Excellent conflict management skills
• Possess the courage and confidence to have difficult conversations or voice differing opinions
• Ability to work efficiently under limited timeframes
• Extensive knowledge of loan documentation, loan policy and regulations
• Extensive knowledge of the Loan Grading Process
• Excellent oral and written communications skills
• Advanced PC and spreadsheet software skills

Working Conditions & Physical Requirements

Office - 20 lbs

BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees. With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career!
Apply today and take the first step towards your next career opportunity!

The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.

Please contact [email protected] with any questions.