Dealer Commercial Services Senior Underwriter

Dealer Commercial Services Senior Underwriter

Country: United States of America

Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
The Sr. Associate, Underwriting is responsible for managing credit risk by reviewing and properly weighing all aspects of more complex applications. The incumbent is a key resource for underwriters and loan originators for the Dealer Commercial Services business.

• Underwrites loans by analyzing business history, financials, and loan collateral.

• Maintains loan relationship with a variety of customers by structuring and discussing recommended best loan plan.

• Monitors department portfolio with having all financials up to date and ensuring portfolio.

• Reviews loan inquiries and responds to client requests in case manager is absent.

• Reviews past due report and notes coming due.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field. - Required.

9+ Years Financial analysis, structuring, underwriting and portfolio management. - Required.

Experience with Auto Syndications. - Preferred.

• Commitment to excellent customer service – responds promptly to customer needs, professional interacts with customer.

• Extensive decision-making and analytical skills to evaluate information, determine risks, and consider the benefits.

• Communication skills, responds well to questions and demonstrates comfort with group presentations.

• Proficient knowledge of Microsoft Word, Microsoft Excel, and Microsoft Outlook.

• Detail Oriented.

• Categorical understanding of the lending process.

• Capable of preparing findings reports.

• Ability to handle multiple files simultaneously.

• Ability to provide leadership in the market by being a positive contributor to the team including: being a mentor to less experienced team members and embracing change.

• Takes initiative on projects and assignments, seeks alternate solutions when necessary.

• Self-starter with ability to work in a face paced team oriented environment.

Certifications:
No Certifications listed for this job.

It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know :

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range

Minimum:

$82,500.00 USD

Maximum:

$145,000.00 USD

Link to Santander Benefits:

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions :

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next :

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

Primary Location: Austin, TX, REMOTE - Texas

Other Locations: Texas-Austin

Organization: Santander Bank N.A.